The Pennsylvania State University stone wall

PNC Student Banking

With PNC Student Banking you can get:

· Virtual Wallet Student®, a checking and savings account with digital tools and features designed uniquely for students, including no monthly service charge for up to 6 years1 and overdraft protection and alerts.

· As a PNC cardholder, you can access your money fee-free at approximately 60,000 PNC and Partner ATMs2, including locations in our convenience store partners like Wawa® and Sheetz®, making it easy to find one on or near campus.

· Educational resources to build financial knowledge and money management skills. Learn more about the benefits of banking with PNC at pnc.com/psu or visit us on campus on the lower level of the HUB-Roberson Building or 122 E. College Avenue.

Did you know PNC also provides resources and support for students studying abroad? Learn more at pnc.com/internationalstudents.
 

1. Virtual Wallet Student has no minimum balance requirement or monthly service charge for active students for six years from the date of account opening. You may be asked to provide proof of active enrollment in a qualifying educational institution. At the end of the six years, your account will be converted to Virtual Wallet and subject to the Virtual Wallet Features and Fees in effect at that time. If you transfer this account to a different product or account type during the first six years, you will forfeit the benefits of the Virtual Wallet Student account and will not be able to transfer back to the Virtual Wallet Student account.
2. Partner ATMs are not owned by PNC, and may be limited to cash withdrawal functionality.
Visa® is a registered trademark of Visa International Service Association and used under license.
Virtual Wallet Student is a registered mark of The PNC Financial Services Group, Inc.
©2025 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC

PNC and Penn State

Penn State's relationship with PNC Bank benefits students, faculty, and staff. The University receives financial support from its relationship with PNC Bank, and annual financial support from PNC Bank helps support operating expenses for the id+ card program as well as other University services. If you have questions, contact the id+ Office.

PNC WorkPlace

PNC helps make your financial life simpler with WorkPlace Banking, which provides features like:

  • Savings and rewards on banking services

  • Technology tools to help you bank where and when you want

  • Convenient direct deposit of your paycheck into a PNC checking account

You can even choose the checking account best suited for your lifestyle and banking needs, such as Virtual Wallet® with Performance Spend or a Performance Checking Account. Visit the PNC WorkPlace Banking website to find solutions that best support you and your financial wellness.